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Compound interest is in a child’s best interest.


Secure the futures of your children or grandchildren today with a profitable pension plan.

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Insurance

Unit-linked pension planremember

Look forward to getting older. Month by month by month.

Your benefits:

  • Security

    • in addition to security for retirement, customers also have the ability to protect themselves in the event of disability
    • additional security from the start of retirement thanks to fully guaranteed pension factor

  • Flexibility

    • available as an annuity or single premium
    • additional units of the fund can be acquired by making additional payments
    • premium payment moratoriums are available
    • if necessary, capital can be withdrawn from your unit-linked pension account
    • flexible asset planning through the ability to advance or delay the planned start of retirement
    • the balance of your unit-linked pension plan can be paid out

  • Tax benefits

    • tax-free returns during the saving phase. Only the benefits actually paid out are subject to taxes
    • if the policy is held for at least 12 years, and a lump-sum payment is made after the customer has turned 60, only half of the earnings are considered taxable income

Unit-linked pension plans combine the advantages of investing in funds (with regard to potential returns) with the security of a life annuity, and are perfect for people who want their pension to be built on the basis of securities.

With a unit-linked pension plan, you will benefit from a form of saving with tax advantages built on the basis of an investment fund. These plans represent an alternative to a fund savings plan, and can even be viewed as a capital investment as a result of the possibility of investing a lump sum.

In addition to providing for retirement, you also have the option of including additional security in the event of disability.

  • Guaranteed pension increases until the start of the payout phase as a result of profit participation.

  • The pension also increases after the start of the payout phase as a result of additional accrued profit shares.

  • A medical examination is not necessary as long as the customer does not purchase additional insurance or provision for dependants.

  • Added flexibility through selection of additional non-contributory options.

Schedule an appointment now

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