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An extra measure of financial freedom:

With İşbank’s overdraft facility, you are simply more flexible. Get what you want quickly and easily.

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Accounts and cards

Current accountremember

Not many 'musts', but a lot of 'cans'

Your benefits:

  • no account or transaction fees on accounts used to receive your salary, student/trainee accounts, retirement accounts or accounts with standing transfer orders to Turkey

  • no fee for up to five deposits and withdrawals at bank counters per month

  • no fee for cash withdrawals at any İşbank ATMs

  • cash withdrawals at all ATMs and at all branches of Türkiye İş Bankası A.Ş.

  • account statements by email

  • online banking available

With the İşbank current account, the entire world of cashless transactions is at your disposal – including domestic and international transfers, as well as standing orders. Apply for your new current account quickly and easily – simply by presenting proof of identity and your official proof of residence at one of our branches.

Our Account Change Service for you:

It is not easy to change an account, there are many formalities to consider. Of course we support you in changing your account and make everything necessary easy and fast for you. You only have to address our employees concerning our account change service.

In our downloads section on the right side you will find general information on account change service according to the Payments Account Law as well as an authorization form by the account holder for the account change service.

Information

 

Free Cash Service with the İşbank-Girocard

 

The ATMs in our branches are available for a free cash service. In addition, you can use the ATMs from Cardpoint GmbH's existing network for free cash withdrawals with İşbank Girocard. Click the link to find out where your nearest ATM is.

 

List of ATMs of the Cardpoint Network

 

In addition, you can easily cash back in well-known supermarkets with your İşbank Girocard. From a purchase value of 20 EUR, you can cash back up to 200 EUR free of charge.

 

Fees of the ATM Operators

 

These fees may be charged by any ATM operator for cash withdrawals - directly to the customer wishing to withdraw the cash. The additional fee is always displayed before the payment at the ATM. As a customer, you can then decide whether you want to pay the fee or cancel the process for free. The assumption of the fee for our customers up to an amount of EUR 3.95 per withdrawal with İşbank Girocard at ATMs belonging to the Association of German Banks has been lifted.

 

 

Information

The overdraft interest rate for tolerated overdrafts is 14.50% p.a. (Status: October 2016) and is variable. The interest rate is applied to the time and amount of the claim (interest charge period: quarterly).


* A tolerated overdraft is the overdrawing of an overdraft possibility (for example overdraft facility) granted on an ongoing account beyond the contractually agreed amount or the overdrawing of an ongoing account without an overdraft possibility.

Account fees

Salary account free of charge
Retirement account free of charge
Student account free of charge
Trainee account free of charge
Other payment accounts € 14.00 per quarter, plus € 0.40 per incoming or outgoing transfer, the first five deposits/withdrawals at the bank counter are free
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