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Accounts and cards

İŞWEB Accountremember

It can even save you a trip

Your benefits:

  • free and simple to open an account using the Deutsche Post 'Postident' identity verification process

  • use as a current account offers the ability to use many important forms of cashless transfers (such as domestic and international transfers and standing orders)

  • affordable transfers and transfers to Turkey: online, quick and easy

  • no account fees

  • In the case of using the account as an salary account, you can benefit from many advantages e.g. the İşbank Girocard

Our Tip for you

Open your İŞWEB account at a Deutsche Post branch!

Download Postident form

With the İŞWEB account, the current account you can open online, the entire world of cashless transactions is at your disposal – such as domestic and international transfers, as well as standing orders. Apply for your new current account quickly and easily – you can do it online now!

  • İŞWEB accounts are available to individuals residing in the Federal Republic of Germany. İŞWEB accounts are not available for minors. Joint accounts opened using the Deutsche Post ‘Postident’ identity verification process are operated as ‘either/or’ accounts (joint accounts with each account holder individually authorised to conduct transactions alone) for a maximum of two people.

  • Deposits into an İŞWEB account can either be made in cash or by transferring funds from an account of your choice.

  • Deposits into a fixed-rate savings account from an İŞWEB account can only be made with a written order submitted by post, fax or by email as a scanned document.

  • Overdrafts are allowed up to the limit granted by İşbank AG in each individual case.

  • The entire credit balance of an İŞWEB account is always available to account holders.

  • Isbank generates monthly statements of account in case a transaction volume accumulates. The statements will be sent for free.

  • İŞWEB accounts have no monthly account fee.

  • Payments (domestic and international transfers, standing orders, etc.) are usually transacted online. In case of technical problems, written orders will also be accepted as an exception: due to security reasons, we will only accept original, signed documents.

  • Active debits (direct-debit orders submitted by the account holder) are not available with an İŞWEB account.

  • Account holders can only submit an application for a İşbank debit card if the İŞWEB account is used as a salary account.

  • Requirements for overdraft facility: the account must be held for a minimum of three months without any issues, with a positive credit report and at least three salary deposits into the İŞWEB account prior to submitting the application.

There are no charges for opening or operating an İŞWEB account or İşbank’s Online Banking.

How to open an İŞWEB account and transfer funds to a fixed-rate savings account using the Deutsche Post 'Postident' identity verification process

1. Please first print out the account application form for the İŞWEB account and İşbank AG's application to use online banking including the required attachments. The İŞWEB account is a classic current account that you can access online. As a result, you do not need a reference account at another bank. With İşbank online banking, you can check your account balance and transfer funds at any time from anywhere.

2. After you have read through the account application form and entered your personal information, please sign the form and any other attachments (application for online banking, tax exemption application, etc.).

3. After completing the form and checking over the information provided, please take the

  • signed account application and all other attachments (if applicable)

  • a 'Postident' form

  • your proof of identity/passport

to a Deutsche Post branch for verification (if opening a joint account, both account holders must provide identity verification). After Deutsche Post has verified your signature(s), the documents will be sent to us on your behalf free of charge.

4. After receiving the documents, we will open your İŞWEB account and inform you of your account number in writing. We will also post you a PIN and TAN list separately for use with İşbank online banking.

5. Online access to your İŞWEB account will be activated upon logging in for the first time. Once activated, you can access your account online at any time in the future.

6. You can now transfer funds to Turkey quickly and safely online using your İŞWEB account. The only requirement is that you have sufficient funds in your İŞWEB account.

7. If you have sufficient funds in your İŞWEB account, you can also issue an order for a fixed-rate savings account  by fax, by post or by emailing us a scanned document. Please remember to indicate your account number on the order. After sending an order for a fixed-rate savings account, you will receive confirmation from us with details regarding the total amount invested, the term and the interest rate.

8. At the end of the term, the funds and any interest accrued are transferred to your İŞWEB account. With İşbank online banking, you can transfer funds from your İŞWEB account to any other account at any time.

İŞWEB account:

In order to open an İŞWEB account, we need you to send us the following documents, which can be downloaded from our download centre as PDF files and printed out:

After completing the form and checking over the information provided, please take the aforementioned documents and a valid identity card or passport to a Deutsche Post branch near you to verify your identity. After Deutsche Post has verified your signature, the documents will be sent to İşbank AG on your behalf free of charge. After receiving the documents, we will open your İŞWEB account and inform of your account number in writing. We will also post you a PIN and iTAN list separately for use with İşbank online banking.

The İŞWEB account is free of charge. In addition, the balance of your account will also earn interest. Our current interest rates can be found on our website.