Mortgages

Mortgages in Germanyremember

Why rent when you can buy?

Your benefits:

  • Benefit from the daily updated most favourable terms and conditions of Işbank and our 40 finance partners

  • Obtain swift, expert advice from our finance experts

  • Fill in and send our online application form to obtain our rapid decision and loan offer to successful applicants

Current top interest rates

Effective annual interest rate*
#marker_zins# % fixed debit interest p.a.,
Ten-year term of contract
Assumptions: EUR 150,000 net loan amount, secured by a land charge,
1% repayment, owner-occupier
As of: #marker_datum#

Representative example calculation for two out of three*
term of contract fixed debit interest p.a. effective annual rate of interest*

How big a house can I afford?

Your monthly instalments

1.287,-
620.297,-

Possible loan amount

How much does my finance cost?

Term of contract

Capital repayment

Type of use

calculate

What your finance costs

* Representative example calculation for two out of three

A note about your sample calculation

Your real estate finance must be ideally suited to your needs, which is why any property finance deal always depends on a wide variety of different factors. For this reason we work with over 70 banks, savings banks and insurance companies to ensure that we can put together a real estate finance package tailored precisely to your personal needs. The information and calculations contained on our website cannot be expected to fully reflect your individual property finance requirements and are only intended to give an initial indication. Thus our top conditions only constitute part of our overall offer. To allow us to determine the individual conditions we can offer you please fill in our online application form. Once we receive it your personal financial adviser will get in touch promptly to assist you in the detailed planning of your finance. 

Representative example calculation for two out of three

The annual percentage rate for EUR #marker_darlehensbetrag# net loan amount, 80 % lending, secured by a land charge, #marker_zinsbindung# years fixed debit interest, #marker_tilgungprozent# redemption for purchasing an owner-occupied property would be at #marker_vkrEffektivZins# (#marker_vkrNominalZins# fixed debit interest p.a.) with two thirds of our customers. At present, the exact amount of any fees, expenses and other costs (e.g. Registry of Deeds costs, notary public fees for a mortgage-secured loan (Grundschuldbestellung), building insurance costs)) is not known yet. Should such costs arise, and should they be borne by the debtor in line with the contract, the annual percentage rate shall rise accordingly.

 

You have a statutory right of cancellation after the conclusion of contract. We act as independent loan broker for several providers. Version: #marker_date#

* Representative example calculation for two out of three

Why pay rent unnecessarily when you can invest in a home of your own? We’d be glad to help you along the road to your new home, and offer mortgages for finished properties with official certificates of title.

Only for borrowers living in Germany.

We offer you competent, individual advice on financing your property in Germany, with the following benefits:

  • Individual financing proposal, selected from around 40 financial partners

  • Fast processing and swift loan approval

  • Interest rates can be fixed for five to 20 years

  • Subsidies (e.g. KfW) may be available, depending on the project

  • Follow-on financing up to 36 months in advance (forward loan)

  • Capital repayment of up to 5% p.a. without penalty

  • No account management fee

  • No valuation costs

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