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İŞWEB fixed-rate savings accountremember

You just caught a winner

Your benefits:

  • can be opened online

  • can be opened using the ‘Postident’ identity verification process in any Deutsche Post branch

  • excellent returns

  • very high level of security, excellent for planning

  • small minimum deposit

İŞWEB fixed-rate savings accounts – as individual as you are.

With this proven form of investment, you can arrange fixed terms of between one month and five years – based on your specific personal needs. It goes without saying that the longer you invest, the higher the interest rate, which is guaranteed in advance, will be. So you see, time really is money. And to ensure that you don’t lose either of them, you can sign up for an İŞWEB fixed-rate savings account quickly and easily online – or from the comfort of your own home by faxing, posting or emailing us a scan of the signed application form.

  • İŞWEB fixed-rate savings accounts are available to individuals residing in the Federal Republic of Germany. İŞWEB fixed-rate savings accounts are not available for minors. Joint accounts opened using the Deutsche Post ‘Postident’ identity verification process are operated as ‘either/or’ accounts (joint accounts with each account holder individually authorised to conduct transactions alone) for a maximum of two people.

  • İŞWEB fixed-rate savings accounts can only be opened with a minimum deposit of 2,500 euros.

  • Deposits into a fixed-rate savings account from an İŞWEB account can only be made with a written order submitted by post, fax or by email as a scanned document.

  • The funds deposited into a fixed-rate savings account are not available until the end of the term.

  • Isbank generates monthly statements of account in case a transaction volume accumulates. The statements will be sent for free.

  • There are no fees for opening or maintaining an İŞWEB fixed-rate savings account.

  • Interest is credited at the end of the term, or per annum in case of accounts with terms of two years or more.

  • Customers can indicate on the fixed-rate savings account application form whether the term should automatically be extended at the end of the original term. Should an automatic extension not be desired, the interest and invested funds will be transferred from the customer’s fixed-rate savings account to their İŞWEB account at the end of the term. If an automatic extension is desired, the bank’s interest rates effective on the date the term is extended will apply.

  • If you would like to invest amounts of 250,000 euros and above, the employees at your İşbank branch would be glad to be of service.

Deposits with İşbank AG are insured within the scope of the EdB, which is a statutory deposit protection scheme. As of 1 January 2011, the EdB covers deposits of up to 100,000 euros per investor. Furthermore, İşbank AG is also a member of the Federal Association of German Banks’ Deposit Protection Fund; this fund protects deposits of up to € 29,948,000,- per investor.

  • Minimum deposit: € 2,500

  • Interest paid at the end of the term, or per annum in case of terms longer than 12 months.

term interest
1 month 0.10% p.a.
3 months 0.55% p.a.
6 months 0.55% p.a.
1 year 0.90% p.a.
2 years 1.15% p.a.
3 years 1.25% p.a.
4 years 1.35% p.a.
5 years 1.50% p.a.

Deposits with İşbank AG are insured within the scope of the EdB, which is a statutory deposit protection scheme. As of 1 January 2011, the EdB covers deposits of up to 100,000 euros per investor. Furthermore, İşbank AG is also a member of the Federal Association of German Banks’ Deposit Protection Fund; this fund protects deposits of up to € 29,948,000,- per investor.

How to open an İŞWEB account and transfer funds to a fixed-rate savings account using the Deutsche Post 'Postident' identity verification process

1. Please first print out the account application form for the İŞWEB account and İşbank AG’s application to use online including the required attachments. The İŞWEB account is a classic current account that you can access online. As a result, you do not need a reference account at another bank. With İşbank online banking, you can check your account balance and transfer funds at any time from anywhere.

2. After you have read through the account application form and entered your personal information, please sign the form and any other attachments (application for online banking, tax exemption application, etc.).

3. After completing the form and checking over the information provided, please take the

  • signed account application and all other attachments (if applicable)

  • a 'Postident' form and

  • your proof of identity/passport

to a Deutsche Post branch for verification (if opening a joint account, both account holders must provide identity verification). After Deutsche Post has verified your signature(s), the documents will be sent to us on your behalf free of charge.

4. After receiving the documents, we will open your İŞWEB account and inform you of your account number in writing. We will also post you a PIN and TAN list separately for use with İşbank online banking.

5. Online access to your İŞWEB account will be activated upon logging in for the first time. Once activated, you can access your account online at any time in the future.

6. You can now transfer funds to Turkey quickly and safely online using your İŞWEB account. The only requirement is that you have sufficient funds in your İŞWEB account.

7. If you have sufficient funds in your İŞWEB account, you can also issue an order for a fixed-rate savings account by fax, by post or by emailing us a scanned document. Please remember to indicate your account number on the order.

8. At the end of the term, the funds and any interest accrued are transferred to your İŞWEB account. Time deposit customers do not receive online banking access, so repayments are only possible to the reference account that was specified when the account was opened.

Contact

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  • Servicecenter

    +49 (0)69 / 29 90 11 99

    Monday-Friday:
    8:30 to 17:00

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