What is 3D Secure?
3D Secure is an online service designed by Visa and MasterCard and offers you additional protection when shopping securely with your credit card on the Internet. For the use of the Visa credit card the application called "Verified by Visa" and for the use of the Mastercard "Mastercard ID-Check" was created. So that the purchases on the Internet can be successfully completed via the registered provider, the cardholder confirms the payment process either by TouchID / fingerprint or by PIN via the "Transakt" app or by entering a transaction number related to the individual sales and sent by SMS (mobileTAN) that he commissioned the payment.
Since the introduction of the Payment Services Directive PSD2 (short for Payment Services Directive 2), new legal regulations have been in place for the security of digital purchases. Internet traders in the EEA are therefore required to only submit transactions with strong customer authentication.
How do you benefit from 3D Secure?
- Considerable gain in security, as improper use can only take place at Internet retailers without 3D Secure
- Convenient registration process without having to install software and certificates on the PC, which means that Internet access and a browser are sufficient for use
How do I register?
By clicking on the following link you will be redirected to the First Data / Fiserv registration server in order to register there.
For more information about the Mastercard ID-Check procedure, please visit https://www.mastercard.de/de-de/mastercard-fuer-sie/so-funktioniert-bezahlen/idcheck.html