Terms and Conditions of Use

İşbank AG provides a variety of information and statements on its web pages. These statements and information have been carefully researched and checked by İşbank AG and/or third parties. Since the statements and information may be subject to rapid change due to current developments, İşbank AG provides the information and statements and/or their content without warranty with respect to their correctness, completeness and/or topicality. To the extent permitted by law, İşbank AG assumes no liability for losses or damage arising from erroneous statements or information, insofar as no willful misconduct can be proven to have been committed by İşbank AG.

Statements and information concerning securities and/or the issuers of securities or other capital investments provided on İşbank AG's web pages may not be considered an offering or recommendation of capital investments. These statements and/or information do not constitute investment advice or financial investment advice and cannot replace investor- and investment-specific advice that takes into account the personal situation of the respective investor. These statements and information also do not constitute investment recommendations or invitations to buy or sell securities. Ratings, studies and/or publications concerning securities and/or the issuers of securities present the opinion of the author at the time the rating, study, or publication was prepared. These can be made obsolete by current developments without the rating, study and/or publication having been changed or being changed in the future.

The existence of references or links to third-party web pages on İşbank GmbH’s web pages does not mean that İşbank AG adopts the content of the web pages to which references or links are provided as its own. İşbank AG is not responsible for the content of web pages that can be accessed from İşbank AG’s web site (for example, via a hyperlink or other link). Furthermore, İşbank AG is not responsible for the content of web pages that provide access to İşbank AG’s web site or that make available the content of İşbank AG’s web pages. To the extent permitted by law, İşbank AG is not liable for illegal, erroneous and/or incomplete content and/or for damage arising from the use of content which is accessed using a reference or link.

The layout and content, particularly data, text, images and software, of the web pages made available by İşbank AG are copyright-protected. All copyrights and neighboring rights are reserved. In particular, the reproduction of information and data, the use of texts, excerpts of texts or visual material, and the editing or other alteration of parts of the web pages are not permitted without the prior written permission of İşbank AG. The rights to reproduction in any form, particularly in print, electronic and/or other media are reserved by İşbank AG. Downloading, reproducing and/or distributing the web pages in whole or in part is therefore prohibited. Technically required reproduction for the purpose of browsing is permitted insofar as this act does not serve an economic purpose.

Third-party providers are only permitted to provide access from other web pages to a web page made available by İşbank AG (for example, via a hyperlink or other link) or to make available the content of the web pages with the prior express written permission of İşbank AG.

Insofar as personal data is submitted to İşbank AG, İşbank AG will handle this data with the care commonly practiced in the banking industry and in accordance with data protection regulations. Data that is transmitted to İşbank AG as part of messages or via a contact form will be processed by İşbank AG in a secure environment. Data will not be used for other purposes or transferred to third parties. Personal data will only be forwarded to public-sector institutions and government authorities if İşbank AG is required to do so by law or some other legal standard. Confidential messages to İşbank AG should be sent via postal mail for the security of the sender.

İşbank AG reserves the right to add to or amend these Terms and Conditions of Use at any time and in any form. In the event that individual provisions of these Terms and Conditions of Use are invalid, this does not affect the validity of the remaining provisions. The invalid provision will be replaced with a provision that most closely approximates the economic intent of the invalid provision. This also applies to any gaps in these Terms and Conditions of Use.

These Terms and Conditions of Use are governed by the law of the Federal Republic of Germany. To the extent permitted by law, the place of jurisdiction is Frankfurt am Main. The web pages of İşbank AG are intended exclusively for persons whose personal or business domicile is in the Federal Republic of Germany. Persons domiciled in the United States of America, Canada and the United Kingdom in particular are not permitted to access the web pages.

Publisher: İşbank AG, Zeil 123, 60313 Frankfurt am Main, Germany.